.premium-hero{grid-template-columns:1.15fr .85fr}.premium-hero strong{color:var(--ink)}.hero-number{color:#1688c9}.premium-card{display:grid;gap:14px}.mini-label{text-transform:uppercase;letter-spacing:.11em;font-size:11px;font-weight:800;color:#1688c9}.hero-stat{display:flex;align-items:baseline;justify-content:space-between;gap:18px;padding-bottom:12px;border-bottom:1px solid var(--line)}.hero-stat strong{font-size:30px;letter-spacing:-.04em}.hero-stat span{color:var(--muted);font-size:13px;text-align:right}.hero-equation{margin-top:4px;padding:20px;border-radius:18px;background:#eaf7ff}.hero-equation span,.hero-equation strong,.hero-equation small{display:block}.hero-equation span{font-size:13px;color:var(--muted)}.hero-equation strong{font-size:34px;letter-spacing:-.045em;margin:3px 0}.hero-equation small{color:#356078}.premium-grid .card:nth-child(3){background:#eaf7ff}.truth-strip{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:18px;align-items:center;margin-top:26px;padding:24px 26px;border:1px solid var(--line);border-radius:25px;background:#fff;box-shadow:var(--shadow)}.truth-strip div:not(.truth-arrow){display:flex;flex-direction:column;gap:4px}.truth-strip span{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:700}.truth-strip strong{font-size:20px}.truth-arrow{font-size:25px;color:#1688c9}.compare-calc{display:grid;grid-template-columns:minmax(250px,.7fr) minmax(0,1.6fr);gap:20px;margin-top:30px}.compare-controls,.compare-main{min-width:0}.compare-controls{background:#fff;border:1px solid var(--line);border-radius:25px;padding:24px;box-shadow:var(--shadow)}.compare-controls label{display:grid;grid-template-columns:1fr auto;gap:8px;margin-bottom:23px;color:var(--muted);font-size:14px}.compare-controls label strong{color:var(--ink)}.compare-controls input{grid-column:1/-1;width:100%;accent-color:var(--blue)}.calc-note{padding:15px;border-radius:15px;background:#f4f7f9;color:var(--muted);font-size:12px;line-height:1.55}.result-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.result-cards article{min-height:126px;padding:19px;border-radius:19px;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;justify-content:center}.result-cards article.bank{background:#f5fbff}.result-cards article.etf{background:#eefbf5}.result-cards article.difference{background:#fff7e8}.result-cards span{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:700}.result-cards strong{font-size:clamp(25px,3vw,38px);letter-spacing:-.04em;margin:5px 0 2px}.result-cards small{color:var(--muted)}.chart-card{margin-top:12px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:25px;box-shadow:var(--shadow)}.chart-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-start;margin-bottom:15px}.chart-head>div:first-child{display:flex;flex-direction:column}.chart-head span{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-weight:700}.chart-head strong{font-size:20px}.legend{font-size:12px!important;color:var(--muted);display:flex;align-items:center;gap:6px;flex-wrap:wrap;justify-content:flex-end}.legend i{width:9px;height:9px;border-radius:50%;display:inline-block}.bank-dot{background:#1688c9}.etf-dot{background:#138f5d}#compareChart{display:block;width:100%;height:330px;max-width:100%;border-radius:14px}.metric-row{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:18px}.metric-card{padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff}.metric-card span,.metric-card strong,.metric-card small{display:block}.metric-card span{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:700}.metric-card strong{font-size:25px;letter-spacing:-.04em;margin:4px 0}.metric-card small{color:var(--muted)}.calc-disclaimer{color:var(--muted);margin-top:15px}.tax-card{position:sticky;top:84px}.tax-number{display:flex;align-items:baseline;gap:10px;font-size:32px;font-weight:850;letter-spacing:-.04em;padding:11px 0;border-bottom:1px solid var(--line)}.tax-number small{font-size:13px;color:var(--muted);font-weight:600;letter-spacing:0}.quote-bad,.quote-good{padding:18px 20px;border-radius:17px;font-size:20px;font-weight:800;line-height:1.3}.quote-bad{background:#fff2f0;color:#833b33}.quote-good{background:#eaf7ff;color:#164f70}.source-section{padding-top:45px}.source-list{padding-left:20px;color:var(--muted)}.source-list li{margin:8px 0}.source-list a{color:#166f9f}.source-section .small{color:var(--muted)}@media(max-width:900px){.compare-calc{grid-template-columns:1fr}.metric-row{grid-template-columns:1fr 1fr}.tax-card{position:static}}@media(max-width:760px){.premium-hero{grid-template-columns:1fr}.truth-strip{grid-template-columns:1fr;padding:20px}.truth-arrow{transform:rotate(90deg);justify-self:start}.result-cards{grid-template-columns:1fr}.metric-row{grid-template-columns:1fr}.chart-head{flex-direction:column}.legend{justify-content:flex-start}#compareChart{height:280px}.hero-stat strong{font-size:26px}}
.control-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:-2px 0 20px;padding-bottom:14px;border-bottom:1px solid var(--line)}.control-head>span{font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:800;color:var(--muted)}.gear-btn{width:36px;height:36px;border:1px solid var(--line);border-radius:11px;background:#f4f7f9;color:var(--ink);font-size:18px;line-height:1;cursor:pointer;transition:transform .18s ease,background .18s ease,border-color .18s ease}.gear-btn:hover{background:#eaf7ff;border-color:#b9dff5}.gear-btn.active{background:#eaf7ff;border-color:#8bcdf2;transform:rotate(22deg)}.advanced-settings{margin:-4px 0 20px;padding:18px;border:1px solid #cfe6f4;border-radius:18px;background:#f5fbff}.advanced-settings[hidden]{display:none}.advanced-title{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:15px}.advanced-title strong{font-size:15px}.advanced-title span{font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:800;color:#1688c9}.advanced-settings label{margin-bottom:12px}.advanced-settings p{margin:0 0 14px;color:var(--muted);font-size:12px;line-height:1.5}.advanced-summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:12px;border-top:1px solid #d9ebf5;font-size:12px;color:var(--muted)}.advanced-summary strong{color:var(--ink);font-size:16px}

.switch-section{position:relative}.switch-kicker-row{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:8px}.switch-kicker-row h2{margin-bottom:0}.notice-pill{flex:0 0 auto;display:flex;flex-direction:column;align-items:center;justify-content:center;min-width:122px;padding:14px 18px;border:1px solid #cfe6f4;border-radius:18px;background:#eaf7ff}.notice-pill strong{font-size:24px;letter-spacing:-.04em}.notice-pill span{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.07em;font-weight:700}.switch-section>p{max-width:900px;color:var(--muted);font-size:17px}.switch-shell{display:grid;grid-template-columns:minmax(280px,.8fr) minmax(0,1.35fr);gap:20px;margin-top:30px}.switch-input-panel,.switch-result-panel{min-width:0}.switch-input-panel{background:#fff;border:1px solid var(--line);border-radius:25px;padding:24px;box-shadow:var(--shadow)}.switch-panel-head{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;padding-bottom:16px;border-bottom:1px solid var(--line);margin-bottom:22px}.switch-panel-head>div{display:flex;flex-direction:column;gap:3px}.switch-panel-head span{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:800}.switch-panel-head strong{font-size:19px}.switch-years-label,.switch-advanced label{display:grid;grid-template-columns:1fr auto;gap:8px;color:var(--muted);font-size:14px;margin-bottom:22px}.switch-years-label strong,.switch-advanced label strong{color:var(--ink)}.switch-years-label input,.switch-advanced label input{grid-column:1/-1;width:100%;accent-color:var(--blue)}.switch-balance-box{padding:18px;border-radius:18px;background:#f5fbff;border:1px solid #d7ebf7;margin-bottom:14px}.switch-balance-box>div{display:flex;flex-direction:column;margin-bottom:15px}.switch-balance-box>div>span{font-size:11px;text-transform:uppercase;letter-spacing:.06em;font-weight:800;color:var(--muted)}.switch-balance-box>div>strong{font-size:32px;letter-spacing:-.045em;margin:4px 0}.switch-balance-box>div>small{color:var(--muted)}.switch-balance-box label{display:flex;flex-direction:column;gap:6px;color:var(--muted);font-size:12px}.switch-balance-box input{width:100%;border:1px solid var(--line);border-radius:12px;padding:11px 12px;background:#fff;color:var(--ink);font:inherit;font-size:15px}.switch-balance-box input:focus{outline:2px solid #a8dcfa;outline-offset:1px}.switch-facts{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:18px}.switch-facts>div{padding:14px;border-radius:15px;background:#f4f7f9}.switch-facts span,.switch-facts strong{display:block}.switch-facts span{font-size:10px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:800}.switch-facts strong{font-size:16px;margin-top:3px}.switch-model-note{margin:0;color:var(--muted);font-size:12px;line-height:1.55}.switch-advanced{margin:0 0 18px}.switch-result-panel{display:flex;flex-direction:column;gap:12px}.switch-verdict{padding:22px 24px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:var(--shadow)}.switch-verdict span,.switch-verdict strong,.switch-verdict small{display:block}.switch-verdict span{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.07em;font-weight:800}.switch-verdict strong{font-size:clamp(26px,3vw,38px);letter-spacing:-.045em;margin:5px 0}.switch-verdict small{font-size:14px;color:var(--muted);max-width:720px}.switch-verdict.positive{background:#eefbf5;border-color:#ccebdc}.switch-verdict.negative{background:#f5fbff;border-color:#cfe6f4}.switch-verdict.neutral{background:#fff8ec;border-color:#f1dfbd}.switch-result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.switch-result-grid article{min-height:126px;padding:19px;border:1px solid var(--line);border-radius:19px;background:#fff;display:flex;flex-direction:column;justify-content:center}.switch-result-grid article.keep{background:#f5fbff}.switch-result-grid article.change{background:#eefbf5}.switch-result-grid article.delta{background:#fff7e8}.switch-result-grid span{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.055em;font-weight:800}.switch-result-grid strong{font-size:clamp(25px,3vw,36px);letter-spacing:-.04em;margin:5px 0}.switch-result-grid small{color:var(--muted)}.switch-chart-card{padding:20px;background:#fff;border:1px solid var(--line);border-radius:25px;box-shadow:var(--shadow)}#switchChart{display:block;width:100%;height:310px;max-width:100%;border-radius:14px}.switch-explain{display:grid;grid-template-columns:auto 1fr;gap:12px;margin-top:16px;padding:17px 19px;border-radius:17px;background:#f4f7f9;color:var(--muted);font-size:13px;line-height:1.55}.switch-explain strong{color:var(--ink);white-space:nowrap}@media(max-width:900px){.switch-shell{grid-template-columns:1fr}.switch-kicker-row{align-items:flex-start}.switch-explain{grid-template-columns:1fr}}@media(max-width:760px){.switch-kicker-row{flex-direction:column}.notice-pill{align-items:flex-start;min-width:0}.switch-result-grid,.switch-facts{grid-template-columns:1fr}.switch-input-panel{padding:18px}#switchChart{height:280px}.switch-balance-box>div>strong{font-size:28px}}

.switch-section{padding-top:24px}
.switch-section-toggle{width:100%;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:24px 26px;border:1px solid var(--line);border-radius:24px;background:#fff;color:var(--ink);box-shadow:var(--shadow);text-align:left;cursor:pointer;font:inherit;transition:border-color .18s ease,background .18s ease,transform .18s ease}
.switch-section-toggle:hover{border-color:#bddff3;background:#fbfdff;transform:translateY(-1px)}
.switch-section-toggle>span:first-child{display:flex;flex-direction:column;align-items:flex-start}
.switch-section-toggle .eyebrow{margin-bottom:5px}
.switch-section-toggle strong{font-size:clamp(26px,3.2vw,40px);letter-spacing:-.04em;line-height:1.05}
.switch-section-toggle small{margin-top:7px;color:var(--muted);font-size:14px;font-weight:500}
.switch-toggle-icon{display:grid;place-items:center;flex:0 0 auto;width:44px;height:44px;border-radius:14px;background:#eaf7ff;color:#1688c9;font-size:30px;line-height:1;transition:transform .2s ease}
.switch-section-toggle.active .switch-toggle-icon{transform:rotate(180deg)}
.switch-section-toggle.active{border-color:#c7e4f5}
.switch-content{padding-top:22px}
.switch-content[hidden]{display:none}
.switch-content>p{max-width:900px;margin:0;color:var(--muted);font-size:17px}
@media(max-width:760px){.switch-section-toggle{padding:20px}.switch-section-toggle small{font-size:13px}.switch-toggle-icon{width:40px;height:40px}.switch-content{padding-top:18px}}